Decision Making as Output and Bounded Rationality

  The classical economics theories proceed on the assumption of rational agents. Rationality implies the economic agents undertake actions or exercise choices based on the cost-benefit analysis they undertake. The assumption further posits that there exists no information asymmetry and thus the agent is aware of all the costs and benefits associated with the choice he or she has exercised. The behavioral school contested the decision stating the decisions in practice are often irrational. Implied there is a continuous departure from rationality. Rationality in the views of the behavioral school is more an exception to the norm rather a rule. The past posts have discussed the limitations of this view by the behavioral school. Economics has often posited rationality in the context in which the choices are exercised rather than theoretical abstract view of rational action. Rational action in theory seems to be grounded in zero restraint situation yet in practice, there are numerous restra

Economics of Compulsory Safety Enforcement


Certain things when made obligatory invite a recoil. An instance which is observed quite often when helmets are made compulsory for two wheeler riders. The rule is often in the rule book yet the enforcement keeps waxing and waning. Once in a while, the government issues a strict notice of wearing helmets, usually counter-reactions verbally hostile follow and after a cooling off period, the enforcement turns lax.
Yet it is interesting to decode why the rule is essential. It is obvious wearing helmet improves personal safety and thus it should be in one’s own self-interest to wear a helmet voluntarily without a need for a rule. At least rationality in economics would assume so. However, life is not shades of white and black but shades of grey. To each individual it is the personal cost-benefit decision that matters. There is obvious discomfort in wearing a helmet. It might be so that it acts as a barrier to side view and to hearing. The benefits is obviously increased safety in case of accident. To an individual rider however, the costs would be borne daily, yet the probability of the accident is quite low in normal course of time. The heuristics probably signal higher marginal costs for every perceived additional unit of benefits.  Despite low probability of the event, the occurrence might entail heavy consequences including loss of life. The externalities of the incidence would extend to the family members and dependents of the individual in question. These externalities are ignored given the cognitive constraints hitherto present in decision making of an individual. There is a divergence between personal interest and family and extended family interest. The divergence has to be bridged and therefore the legislative and executive interventions are necessitated from the state and local authorities. Therefore the helmets are made obligatory with violations attracting heavy penalties.
The same principle holds good for compulsory seat belts in cars. For a driver or a passenger it might give a feel of freedom to drive without a seat belt on, the probability of accident being low. Yet as observed in the above example, the divergence arises between individual interest and collective family and extended family interest.

Safety gear are observed at critical construction and production sites. These are perhaps an answer not just for bridging divergences between family interest and individual interest but also between firm interest and individual interest and across individual interests. The firm would enhance its reputation when it scores high on safety. For a firm with low incidence of work related accidents, injuries and deaths, there is certain sense of prestige that can translate into brand reputation. Violations are penalised heavily and the firm might actually be forced to terminate its operations in case of work related accidents. The costs are explicit while the benefits are implicit. Therefore to a firm, ensuring safety becomes vital and thus a stress on safety equipment. The lack of enforcement however would change the dynamics of costs and benefits. The costs would turn to be lower than anticipated with little explicit benefits. In the given context, safety guidelines are given a go by.

In large countries like India, externalities are localised, benefits are implicit thus low premium for safety measures. The enforcement given the paucity of manpower essential to monitor adds to the woes. It is no wonder why accidents like recent fire in Delhi building, Upahaar film tragedy, Bangalore circus fire, Mandi Dabwali school fire etc keeps happening. The solution would be transforming the cost benefit analysis. The costs should be high enough to ensure minimum laxity in safety measure. The high fines on violations of traffic and related rules might seem harsh prima facie but become essential to ensure the safety measures on track. In case of drink and drive, it is not merely individual self-interest of thrill of proving manliness, it is at the expense of others who might come in the way of your eager to prove manliness.

Safety measures are not just for shops, buildings, fire safety, driver and passenger safety, air passenger safety etc but are imposed as compulsory in sports activities. From ice hockey where helmet wearing is compulsory (individual self-interest of playing better without helmet and subsequent high rewards of victory against personal safety both immediate and long term of being hit by opponent’s stick) to boxing etc. are pretty common.

It boils down to an individual perception of his or her safety as opposed and linked to safety of others. Alternately, it also boils down to likely immediate rewards in discarding safety measures as opposed to personal long run health externalities. The cognitive constraints driving towards bounded rationality often create a barrier in skewed decisions away from safety perspective. Therefore an external intervention in mandated. Therefore a Pigouvian intervention in terms of monetary and non-monetary costs become vital in ensuring the people not deviate from their personal safety interests.

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