Decision Making as Output and Bounded Rationality

  The classical economics theories proceed on the assumption of rational agents. Rationality implies the economic agents undertake actions or exercise choices based on the cost-benefit analysis they undertake. The assumption further posits that there exists no information asymmetry and thus the agent is aware of all the costs and benefits associated with the choice he or she has exercised. The behavioral school contested the decision stating the decisions in practice are often irrational. Implied there is a continuous departure from rationality. Rationality in the views of the behavioral school is more an exception to the norm rather a rule. The past posts have discussed the limitations of this view by the behavioral school. Economics has often posited rationality in the context in which the choices are exercised rather than theoretical abstract view of rational action. Rational action in theory seems to be grounded in zero restraint situation yet in practice, there are numerous restra

Prime Minister’s Journeys Abroad and Forex Reserves Connection



By the time he completes a year in office, Prime Minister Narendra Modi would have visited about 20 countries with significant success.  From vigorous promotion of Make in India to reconnecting with the diaspora to taking further steps in ending nuclear isolation to regaining the lost ground in the Indian Ocean region to rediscovering our neighbors, to restoring investor confidence in the Indian economy, towards projecting Indian soft power, Modi’s visits have all these and more.  Yet, in some quarters, these recurrent visits are treated with derision.   

In a broad sense, Modi doctrine seeks integrating geopolitics and geoeconomics into a possible geostrategic doctrine. What is striking, however, is the fact that a quarter of century of post cold war and post non-alignment, suspicions about the West have not been erased from the Indian psyche.  Undeniably, conversation on geostrategic dimensions requires separate engagement, it would be nonetheless imprudent to discount overt or covert linkages between aggressive investor wooing with the need to shore up foreign exchange (forex) reserves.  

Investment (capital creation in macroeconomics jargon) is vital in invigorating the economy, manufacturing sector in particular.  Agriculture rejuvenation accompanied by prospective transfer of surplus rural agrarian labour towards urban manufacturing demands substantial flow of funds. Investment is financed either through or a combination of domestic savings, government savings, and savings of the rest of the world. 
Mathematically,
I=  Spvt + Sgov + Srow

Where, I - investment, Spvt - domestic savings, Sgov - government savings, Srow - savings of the rest of the world or in other words, current account deficit [imports (M) > exports (X)]. 

Mathematically, Sgov is the difference between government revenues (Taxes- T) and government expenditure (G). In case of fiscal deficit (T<G), we term it government dissavings hence a negative Sgov.  
Private savings or household savings are usually stable and constant. When fiscal deficit persists, savings of the rest of the world will have to increase to compensate the lower domestic savings. In other words, the import- export gap has to widen to ensure increasing investment, meaning a higher current account deficit. The outcome, what economists, term as twin deficit paradox, has grim implications on the current account balances of the economy as manifested during the 1991 economic crisis. 

Balance of Payments statement [BoP-(Figure I)] comprises of current account and capital and financial account. Current account comprises of trade in goods and services, income and current transfers. Current account records such transactions that involve economic values and occur between resident and nonresident entities besides covering offsets to current economic values provided or acquired without a quid pro quo. Capital account includes capital transfers and acquisition or disposal on non financial non produced assets. The ‘financial account’ encompasses all transaction such as cross border trades in equity and debt instruments. 

If current account deficit persists, the country has to meet its foreign exchange needs through a corresponding capital account surplus. This is possible either through external government borrowings or grants, borrowings from institutions like IMF or through attraction of private investment. Mobilizing either foreign direct investment (FDI) or foreign portfolio investment (popularly termed FII) has generally economically lucrative though often politically incorrect. 

FDI entails either greenfield capital creation or cross border acquisitions giving it significant influence in managerial decision making. FII involves cross border dealings in equity and debt markets, the primary objective being earning a return rather than managerial control. Portfolio investment is volatile relative to FDI.  In short, motivation for FII primarily comes from the prospects of the investor’s making long term profits in the companies they directly control. Foreign bank lending and portfolio investments, are dictated by the need to make short term gains and prone to herd behavior. In contrast, besides adding to investible resources and capital formation, FDI can play a major role in transferring production technology skills, innovations and managerial practices.

Economies like India experiencing unceasing revenue deficit and rare occasions of current account surplus might look outwards in the form of overseas investment to complement domestic savings. Perhaps, a strong gesture of assurance from the Prime Minister might go long way in reviving overseas investor interest. Both legislative and executive actions like increased FDI in defense, insurance and retail (permitted by UPA-II) all characterize the steps in a similar direction. Regardless of the shortcomings in our economy, India does have fairly comfortable balance of payments position. Yet somewhere one gets a feeling that aggressive packaging of Make in India etc. is not about alleviating the consequences of a probable twin deficit problem.  

Burrowing deeper the answer might lie in the need for extensive growth of forex reserves. Indians might have celebrated in recent weeks given the reserves touched record $ 343 billion (decline marginally later). Yet a reality check is in order. Table I presents the comparative picture of forex reserves of different countries. The author has deliberately omitted US for obvious reasons. 

Table I- Forex Reserves of Select Countries
Country
Forex Reserves (in $ billion)
Comments
China
3980




Source: CIA FactBook
Japan
1267
Taiwan
429.4
South Korea
364.8
Brazil
381
Saudi Arabia
756.1
Russia
418.9
South Africa
50.55
India
340.43
Source: RBI website

Notwithstanding the excitement, India appears no match to the Chinese dragon.  Huge forex reserves have played a significant role in extending China’s influence in the contemporary global economic order. China’s ability to influence IOR to Latin American to sub Saharan Africa and now virtually reducing Pakistan to a vassal state in many ways is a manifestation of how reserves distributed as munificence transform into geopolitical and geoeconomic influence.  China’s forex reserves are a consequence of steadfast export oriented policies modeled on cost arbitrage drawing in ample foreign investment followed by a steady movement of domestic firms in the global value chain through exploitation of FDI spillovers. 

Realistic attempts to counter China’s grand strategy involves the very least to mobilize foreign exchange reserves on large scale. This is possible only when manufacturing shifts big time to India, resulting in quantum leap in foreign direct investment. This investment translates into increased output, the surplus which is exported to consumption rich economies like US and EU. The resultant virtuous cycle generates further foreign exchange reserves improving current account situation probably generating persistent current account surplus. This will facilitate Indian investment abroad facilitating projection of economic influence relative to its size. 

Obviously, the task is daunting. It may be years before India attains similar forex reserves levels. Yet a start has to be made. The Prime Minister’s pitch on ease of business to facilitate Make in India is an essential component of projecting Indian economic power. In some way, signals albeit implicit to a good extent emanating from the government indicate possible replication of the path China took in both post Mao as also post Tiananmen era. However, there are can be no illusions about shortcuts and PM’s task is cut out. It will be long drawn struggle in building reserves similar to China. It is moot whether large scale is beneficial in the first place. But what is undisputed is Indian show of strength would depend on its ability to leverage its financial prowess. Attracting forex is a process. Therefore, the Prime Ministerial visits represent the baby steps in projecting Indian economic and knowledge power on the global arena.

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